We address issues within the context of Financial Life Planning, an ongoing, comprehensive process that begins with a series of discussions with each client. Through these discussions, we gain a clear and necessary understanding of each client’s financial history, lifestyle, values, priorities, anxieties, goals and dreams. We then customize a financial plan that addresses the client’s unique attitudes, circumstances, needs and objectives. This comprehensive plan includes strategies and recommendations for all aspects of a client’s financial life, such as:

• Budget planning
• Cash flow and savings strategies
• Tax planning
• Education funding
• Risk management and insurance
• Debt reduction strategies
• Retirement planning
• Estate planning
• Portfolio planning

We discuss the plan with the client and revise it based on the client’s continuous feedback. Once the client is comfortable with the plan, we proceed with implementation.